The report below gives a good overview of the Fall 2025 M&A activity in the Financial Services/Fintech Industry Sector. The financial services market took strong momentum up until the third quarter of 2025, with a projected value of approximately USD 47.5 billion, and a projected growth of 7.1% as the global financial services market is expected to expand up to 2029. The growth is driven by increased household income, wealth concentration among the high-net-worth people, and increased involvement in the investment and mortgage markets. The digital transformation (focused on artificial intelligence, fraud prevention based on blockchains, and real-time analytics) has turned out to be the key facilitator of efficient operations and the development of services. The use of EMV chip payment technology and the increased rollout of open-banking APIs across North America and Europe increase the security and interoperability of transactions. Migration to the cloud is disruptive as financial institutions modernize public and hybrid architecture cores to develop infrastructures that are scalable to embedded financial ecosystems. Although short-term predictions are being tamed by constant tariffs and commerce strains, diversification and risk management initiatives have calmed down growth in the lending, insurance, and payments sub-segments. The USD 59.48 billion United States Financial Services Market is projected to be USD 88.71 billion in 2030 at a CAGR of 6.89, with 215 million Americans moving to real-time banking. Artificial intelligence financial services expedite growth, and the AI agents are estimated to increase by USD 1,569.3 million in 2024 to USD 4,280.0 million in 2032 at a 13.7 per cent CAGR. Embedded finance is driving the Fintech-as-a-Service to increase at a 14.0 percent CAGR to USD 906.14 billion in 2030 versus USD 470.94 billion in 2025. Neo-banks and mid-tier banks take advantage of low-code solutions, which strengthen data-driven models.
Posted by David Sinyard.
Read the Entire Fall 2025 Financial Services/Fintech Report Here